I'm a 44-year-old small-business owner. I've never made $100,000 in a year, and I'm still on track to retire by 50.

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I'm a 44-year-old small-business owner. I've never made $100,000 in a year, and I'm still on track to retire by 50.

Sarah Lesselbaum started her financial independence journey when she 38.Shubhangi Goel/Business InsiderSarah Lesselbaum joined the Financial Independence, Retire Early movement in 2018.Last year, she made over $70,000 by working part-time and owning a business.She said saving and investing gave her peace of mind to spend on the things and people she loves.This as-told-to essay is based on a conversation with Sarah Lesselbaum, a 44-year-old in De…