Lending opportunities could increase as CUs look to "survive ‘25"

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Lending opportunities could increase as CUs look to "survive ‘25"

Following sharp increases in recent years, interest rates are expected to gradually decrease in 2025, and that could be good news for credit union loan portfolios. While lower rates could pressure credit unions’ profit margins—potentially leading to tighter profitability—such moves typically foster business growth and increase demand for commercial loans, said John Holt, CEO of $690 million-asset Nutmeg State Financial Credit Union in Rocky Hil…