Only Korea has Galapagos regulations… Japan has up to 100% LTV

[News Tomato Reporter Jaehee Lee] Some say that the simultaneous implementation of loan restriction policies such as the loan-to-value (LTV) ratio, debt-to-income (DTI) ratio, and debt service ratio (DSR) in our country is being called the ‘Galapagos regulation.’ Some point out that the policy is inconsistent as each regulation is frequently adjusted while being buried in the regulation of the total amount of household debt, and that actual dema…