Luigi Mangione Initiative Targets Insurance Denials In CA, Banning 'Delay, Deny' Tactics
- Retired attorney Paul Eisner filed a ballot initiative with the California attorney general's office on March 26, proposing a measure informally named after Luigi Mangione that would bar insurers from delaying or denying doctor-recommended procedures or medications where such actions could result in serious health consequences.
- The initiative was inspired by Luigi Mangione's alleged protest against the health insurance industry, stemming from widespread frustration with insurance companies denying healthcare and the industry facing intense scrutiny.
- The proposed law, which currently doesn't exist anywhere else in the United States, seeks to prevent insurance companies from delaying, denying, or modifying medical procedures or medications recommended by a physician if it could lead to disability, death, or other severe outcomes, placing the burden on insurers to prove the necessity of such actions.
- According to Eisner, he backs Mangione's protest of the industry but not his alleged criminal actions, stating, "I agree with what he was arguing, but I don't support his method," and believes this initiative is "the right way to do it."
- If the initiative secures 546,651 valid signatures from registered California voters, it will appear on the November 2026 ballot, and if passed, insurance companies that cannot justify delaying or denying claims could face triple damages and attorney fees, while unlicensed individuals making claim rejection decisions could face felony charges.
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