US EditionRegulating Health Care Plan Fiduciaries
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Regulating Health Care Plan Fiduciaries
Most non-elderly people in the United States receive their health care through employer-sponsored health insurance (ESI) plans selected by fiduciaries. These fiduciaries have legal responsibilities under the Employee Retirement Income Security Act (ERISA) to act prudently to benefit plan participants. The costs of these ESI plans have risen in the last decade, with one 2023 survey reporting that ESI family premiums rose 22 percent in the prior f…
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