US EditionUSDA Loan Interest Rates vs. FHA Loan Rates
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USDA Loan Interest Rates vs. FHA Loan Rates
When deciding between USDA and FHA loans, here’s what you need to know: USDA loans: Ideal for rural/suburban buyers with no down payment, lower interest rates, and income limits. Property must be in a USDA-eligible area. FHA loans: Great for first-time buyers with flexible credit requirements, a 3.5% down payment (for 580+ credit scores), and no location restrictions. Includes mandatory mortgage insurance. Both loans are government-backed and o…
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