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What is the UK's safe withdrawal rate

Summary by Monevator
Search “What is the UK safe withdrawal rate?” and the results are disappointing. Google’s AI response offers 4%, which as we’ll see is just plain wrong. Meanwhile it’s hard to get a straight answer from the humans amid all the financial content marketing. Indeed there’s plenty of sketchy chat about the 4% rule. It’s a much-misunderstood figure – predicated on US numbers that aren’t reflective of the data from most other developed world countries…
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What is the UK's safe withdrawal rate

Search “What is the UK safe withdrawal rate?” and the results are disappointing. Google’s AI response offers 4%, which as we’ll see is just plain wrong. Meanwhile it’s hard to get a straight answer from the humans amid all the financial content marketing. Indeed there’s plenty of sketchy chat about the 4% rule. It’s a much-misunderstood figure – predicated on US numbers that aren’t reflective of the data from most other developed world countries…

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Monevator broke the news in on Tuesday, March 18, 2025.
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