With only $400k stashed away for retirement, can we afford to lose my wife’s 401(k) contributions?

With only $400k stashed away for retirement, can we afford to lose my wife’s 401(k) contributions?

A $400,000 nest egg may be somewhat slim if one is looking to wind down for retirement within the decade. However, for this couple in their 30s who took to the r/HENRYfinance subreddit (short for High Earner, Not Rich Yet), they seem to be in relatively decent shape for a relatively early retirement in their 50s. And while there’s a sense of urgency from this Reddit user, who’s wondering if they can afford to forego their wife’s 401(k) contribut…